Fix My Money Problems

Women who already experience financial success deserve recognition for their efforts. It takes great discipline to keep your cash flow under check. Truth is, regardless of how much you make on a weekly, monthly or yearly basis, you could still end up in financial difficulties if you don’t manage your cash flow properly.  Spending a lot less than you earn is one way to start, but you still may not reach your preferred level of success

So how exactly can we achieve financial success?

It begins with a successful career or starting your own business. There is nothing like being your own boss. Know this: professional success gives birth to financial success. In order to achieve financial success, there are predetermined rules to follow; rules that have helped many great women achieve unimaginable success. Women who enjoy a debt-free and financial stable life have habits that commit them to such life.

You can start your journey to financial success today. Here are 10 tips to keep you on the right track:


  1. Set Achievable Financial Goals

We all have aspirations in life. Regardless of what those aspirations are, being financially stable is the key to you achieving them. It only makes sense to set goals that you know are achievable. Only then can you have a sense of direction in life. Setting goals keeps you ready for the future and gives you a milestone to work towards.

Financial success, like all things, requires a clear and realistic path. Take time, effort and patience to create very SMART goals. It just might change your life for the better.

  1. Understand Your Finances

There is no room for negligence when finances are involved. You need to get a grip on your financial lie. Understanding finances starts with knowing the little things such as your credit score, bank balances and cash in hand. It is your responsibility, and no one else’s, to keep up with your finances. Knowing your financial situation is the foundation for building financial success, and, in the long run, generational wealth.

  1. Know Your Financial Limits

Too often we get pulled on a bandwagon by the internet. From time to time, something trendy gets popularized that catches our eyes—things labelled as ‘must-haves’.It is in times like these that we need to stay in our financial lanes. ‘Keeping up with the joneses’ doesn’t help when you can’t afford to keep up.

Don’t get me wrong; buying nice things is great. But you should first ask yourself, “Do I really need this?”Buying something to show off is not the habit of financially stable people. If you really want to be financially successful, you need to live within your means.

  1. Have a Budget and Stick to it

Without a budget, it’s really hard to know your financial limits. My advice; make a weekly budget for necessities like food and transport; and stick to it! I mean if you can spend $50 on food, do your grocery shopping at the start of the week and shun fast food.

Financially successful people are who they are because they keep track of their spending. To be like them, compile your weekly spending at the end of every month and scrutinize them. This way, you can identify what needs to be cut down and therefore save a little more.

  1. Focus on Financial Health

Financially successful women do not play with their finances. These women make their financial health top priority and you should too. There is nothing fun or fulfilling about being broke. If you’re the type to indulge in-ostentatious things, then your standard of living will only increase exponentially. A high standard of living without the proper means to sustain it is a bad way to live.

You need to do anything to stay within the oasis of good financial health. Instead of buying things you don’t need, why not save that money for a down payment; to pay off your student loans; or to invest in profitable schemes? Money is fleeting and you need to keep a hold of it if you want to be financially successful.

  1. Take Ownership of Your Finances

It’s not uncommon for women to blame others for their financial misfortune. Avoid slipping into the victim mentality when your finances don’t click. Perhaps your ex-husband or upbringing played a big role in where you are at financially, but that’s life. Financially successful women don’t make excuses for financial dilemmas—you shouldn’t either. Instead, these successful women take charge of their finances. It is this particular habit that motivates them to succeed financially.

  1. Be a Go-getter

Financially successful women do not lay idle and wait for money to come their way; they are go-getters! These women are driven by sheer ambition. They don’t take no for an answer and will always find a way to achieve their goals. Such women know how to make money that is more than sufficient to cover their needs. You can be a go-getter today, by following, with relentless passion, the path of your dreams. The financial success you crave waits at the end of the road.

  1. Try to Earn More

Some say the best way to save is to ‘earn more’; this is entirely true. Earning more than you currently do may be difficult but it is definitely achievable. If you work a day job and you feel you merit a pay rise, renegotiate your salary. If you work from home, take up freelance jobs to raise your income. Although money isn’t everything in life, being financially stable saves you from a lot of headaches and stress. So, go make some extra cash today.

  1. Develop Yourself

We are a product of the information we accumulate over the years. Financially successful women do not rest on their laurels. They keep developing themselves regardless of what it takes. It doesn’t hurt to learn a new skill each year. The internet is filled with free tutorials and courses that can help you career-wise. An extra skill never goes unnoticed; it could be the key to your financial freedom—who knows?

  1. Be Generous

Saving is great, but be a giver. Financially successful women are generous. They understand that a healthy financial life is not complete without generosity. That doesn’t mean you should give out all your money, but if you’re in a position to help someone financially, do it. Living a generous life brings happiness.


Financially successful women are goal-oriented go-getters who achieve anything they put their mind to. They are also extremely generous. By following these tips, you can be just as successful. In time, your finances will no longer be a problem but a solution.